{"id":1633,"date":"2022-03-22T01:28:45","date_gmt":"2022-03-22T09:28:45","guid":{"rendered":"https:\/\/www.iotgallop.com\/?p=1633"},"modified":"2022-10-06T01:05:07","modified_gmt":"2022-10-06T09:05:07","slug":"what-is-nfc-payment","status":"publish","type":"post","link":"https:\/\/www.iotgallop.com\/fr\/what-is-nfc-payment\/","title":{"rendered":"Qu&#039;est-ce que le paiement NFC ?"},"content":{"rendered":"<p>Le paiement NFC est une nouvelle forme de transaction sans num\u00e9raire. L&#039;utilisation de <a href=\"https:\/\/nfc-forum.org\/\" data-type=\"URL\" data-id=\"https:\/\/nfc-forum.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">Technologie NFC (Near Field Communication)<\/a> rend le processus plus s\u00fbr et pratique que le processus traditionnel.<\/p>\n\n\n\n<p>This is because it eliminates the need to hand over your credit card or debit card details \u2013 you simply tap on a special NFC-enabled device and that&#8217;s that. This article gives an in-depth analysis of this payment method.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le paiement NFC<\/h2>\n\n\n\n<p>Le paiement NFC se produit entre deux appareils - un appareil agit en tant qu&#039;initiateur (par exemple, <a href=\"https:\/\/www.iotgallop.com\/fr\/rfid-tags\/nfc-tags\/\" data-type=\"page\" data-id=\"2162\" target=\"_blank\" rel=\"noreferrer noopener\">Balises NFC<\/a>), while the other is the responder (for example, an NFC reader\/ a smartphone). The initiator sends data to the responder by tapping it against the latter&#8217;s device.<\/p>\n\n\n\n<p><strong>Que se passe-t-il lors d&#039;un paiement NFC ?<\/strong><\/p>\n\n\n\n<p>Lorsque vous placez votre smartphone compatible NFC ou un autre appareil contre un lecteur NFC, les \u00e9v\u00e9nements suivants se produisent\u00a0:<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\"><li>L&#039;initiateur (votre t\u00e9l\u00e9phone) envoie une demande d&#039;identification \u00e0 tous les appareils \u00e0 proximit\u00e9.<\/li><li>Un r\u00e9pondeur avec le m\u00eame identifiant (dans ce cas, votre portefeuille mobile) r\u00e9pond en envoyant ses coordonn\u00e9es (informations de contact).<\/li><li>Le dispositif initiateur re\u00e7oit les informations envoy\u00e9es par le r\u00e9pondeur. Il vous donne alors acc\u00e8s \u00e0 celui-ci (dans ce cas, votre portefeuille).<\/li><\/ol>\n\n\n\n<p><strong>Qu&#039;est-ce qui est requis pour un paiement NFC\u00a0?<\/strong><\/p>\n\n\n\n<p>Les \u00e9l\u00e9ments suivants sont requis pour un paiement NFC\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Un appareil compatible NFC des deux parties, c&#039;est-\u00e0-dire l&#039;initiateur et le r\u00e9pondeur.<\/li><li>Un lecteur NFC qui permet \u00e0 l&#039;initiateur d&#039;envoyer une demande d&#039;identit\u00e9 aux appareils \u00e0 proximit\u00e9.<\/li><li>Une connexion s\u00e9curis\u00e9e entre votre appareil et le portefeuille que vous y avez install\u00e9. C&#039;est l\u00e0 que des mesures de s\u00e9curit\u00e9 appropri\u00e9es doivent \u00eatre prises par toutes les parties concern\u00e9es. Des mesures infaillibles aident \u00e0 \u00e9viter les tentatives de piratage inutiles ou le vol de donn\u00e9es.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les avantages d&#039;utiliser le paiement NFC\u00a0?<\/h2>\n\n\n\n<p>NFC payments offer several benefits that you won&#8217;t get with other payment methods, which explains their rising popularity. Some of these NFC payment advantages include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Paiement plus rapide&nbsp;<\/strong><\/li><\/ul>\n\n\n\n<p>Contactless NFC payment is straightforward, and it&#8217;ll most definitely reduce the time required for checkouts. An average transaction will take less than 15 seconds, thus allowing you to check out at least 4 customers per minute.<\/p>\n\n\n\n<p>Tout ce que vous avez \u00e0 faire est de poser votre t\u00e9l\u00e9phone sur le lecteur NFC, d&#039;autoriser la transaction et vous pouvez partir en un rien de temps. La rapidit\u00e9 des transactions assure une satisfaction client optimale et est susceptible d&#039;augmenter votre chiffre d&#039;affaires.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Commodit\u00e9 et exp\u00e9rience client am\u00e9lior\u00e9e<\/strong><\/li><\/ul>\n\n\n\n<p>The fact that you don&#8217;t have to wait in long queues to check out makes it convenient. It also means that you&#8217;ll save time, effort, and money.<\/p>\n\n\n\n<p>De plus, l&#039;utilisation des paiements NFC permet aux commer\u00e7ants de concentrer leurs efforts sur d&#039;autres domaines plus exigeants. Par exemple, la caisse ne n\u00e9cessite que quelques employ\u00e9s. En tant que tel, vous pouvez r\u00e9partir d&#039;autres membres du personnel dans d&#039;autres domaines critiques, am\u00e9liorant ainsi l&#039;exp\u00e9rience client globale.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>S\u00e9curit\u00e9 garantie<\/strong><\/li><\/ul>\n\n\n\n<p>NFC payment system guarantees optimum security through encryption and tokenization (keeping personal information safe). Most banks limit the transaction to small amounts per day. As such, it is not possible to lose a large amount of money at one go. Even better, you&#8217;ll be able to freeze a lost card. Thus, you can avoid unauthorized purchases.<\/p>\n\n\n\n<p>The system also comes with built-in security features that prevent double charging. This means that the same transaction can&#8217;t happen twice, even in cases of defective readers.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>R\u00e9duction du risque de vol<\/strong><\/li><\/ul>\n\n\n\n<p>Contrairement \u00e0 d&#039;autres m\u00e9thodes, les paiements NFC conviennent aux petites transactions. Les clients n&#039;ont plus \u00e0 transporter d&#039;argent liquide. Tout ce dont ils ont besoin est un smartphone ou un appareil compatible NFC avec les applications appropri\u00e9es install\u00e9es dessus.<\/p>\n\n\n\n<p>As such, there is minimal risk of losing your money through theft. Even if you&#8217;re attacked and you lose the phone, you&#8217;ll simply deactivate it within a few minutes and the attacker will not make any unauthorized purchases. With the tech, you&#8217;re safer than when carrying large amounts of money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Inconv\u00e9nients des paiements NFC<\/h2>\n\n\n\n<p>Les clients potentiels sont susceptibles d&#039;avoir plusieurs questions sur cette technologie. Par exemple, ils peuvent craindre que la s\u00e9curit\u00e9 de leurs donn\u00e9es ne soit utilis\u00e9e \u00e0 des fins frauduleuses ou d&#039;attaques malveillantes.<\/p>\n\n\n\n<p>However, many banks have put in place adequate measures that will protect you from any form of unauthorized access or misuse of your information. Thus, if you&#8217;re concerned about your data, you need not worry.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qui devrait adopter les paiements NFC\u00a0?<\/h2>\n\n\n\n<p>If you&#8217;re a shop owner, no doubt using NFC payments will change the way your business works. It will make it easier and more efficient. But who should adopt such systems? Here are some formsof businesses that can work <a><\/a>mieux avec les paiements NFC\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>H\u00f4tels.<\/strong> Les clients peuvent payer leurs factures et r\u00e9gler d&#039;autres probl\u00e8mes financiers sans sortir de la pi\u00e8ce. C&#039;est l\u00e0 que les paiements NFC sont utiles car vous pouvez envoyer une demande depuis votre t\u00e9l\u00e9phone et le personnel peut utiliser un smartphone ou un terminal compatible NFC pour traiter ces demandes en quelques secondes.<\/li><li><strong>Centre d&#039;appels.<\/strong> Si vous \u00eates propri\u00e9taire d&#039;un centre d&#039;appels et que vous souhaitez faciliter la vie de vos clients, vous devez utiliser les paiements NFC. Par exemple, vous pouvez leur permettre d&#039;effectuer des paiements en ligne ou sur leur t\u00e9l\u00e9phone, comme indiqu\u00e9 pr\u00e9c\u00e9demment. Assurez-vous simplement que vos clients savent que vous acceptez de tels paiements et encouragez-les \u00e0 essayer la prochaine fois.<\/li><li><strong>Appelez les fournisseurs de services de taxi<\/strong>. Let&#8217;s face it \u2013 we&#8217;re living in a more mobile world than we ever were. For this reason, there&#8217;s no need to wait at a taxi rank or near a bus stop. Instead, you can let your customers call their driver and pay for the ride in advance using NFC payments. This way they&#8217;ll know when the driver arrives and how much it costs them beforehand.You can also choose to add discounts if your customers use this payment method. This way they&#8217;ll have an incentive to pay for the rides in advance.<\/li><li><strong>H\u00f4pitaux.<\/strong>NFC payments will not only benefit your patients but also your hospital as a whole. For example, you can create a virtual wallet for your patients and allow them to make prepayments using their phones or other devices. This way you won&#8217;t have to handle cash and patients will be able to pay for the services they require without having to queue up.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Compatibilit\u00e9 de paiement NFC<\/h2>\n\n\n\n<p>Les applications mobiles compatibles NFC peuvent \u00eatre t\u00e9l\u00e9charg\u00e9es \u00e0 partir de divers magasins d&#039;applications. Alternativement, vous pouvez t\u00e9l\u00e9charger une application de bureau qui permettra \u00e0 votre t\u00e9l\u00e9phone de fonctionner de la m\u00eame mani\u00e8re.<\/p>\n\n\n\n<p>Par exemple, Android prend en charge Google Wallet tandis que les utilisateurs d&#039;iPhone ont Apple Pay. Les autres appareils compatibles NFC incluent le Samsung Galaxy S4, le Nexus 4 et d&#039;autres appareils haut de gamme.<\/p>\n\n\n\n<p>De nombreuses banques et institutions financi\u00e8res prennent d\u00e9sormais en charge ce mode de paiement. De plus, des bornes compatibles NFC sont disponibles pour les commerces et autres lieux publics qui souhaitent proposer le service \u00e0 leurs clients. Ainsi, il devient populaire et utile, notamment en raison de sa commodit\u00e9 et de sa rapidit\u00e9. De plus en plus de personnes passeront de la seconde \u00e0 la premi\u00e8re.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Articles connexes<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.iotgallop.com\/fr\/phones-with-nfc-in-2021-list-of-nfc-enabled-mobile-devices\/\">T\u00e9l\u00e9phones avec NFC en 2021 - Liste des appareils mobiles compatibles NFC<\/a><\/li><li><a href=\"https:\/\/www.iotgallop.com\/fr\/how-to-use-nfc-on-iphone\/\">Comment utiliser NFC sur iPhone - Voici ce que vous devez savoir\u00a0!<\/a><\/li><li><a href=\"https:\/\/www.iotgallop.com\/fr\/nfc-tag-uses\/\">12 meilleures utilisations de balises NFC qui rendront votre vie amusante<\/a><\/li><li><a href=\"https:\/\/www.iotgallop.com\/fr\/nfc-vs-rfid\/\">NFC contre. RFID\u00a0: quelle est la diff\u00e9rence entre eux\u00a0?<\/a><\/li><li><a href=\"https:\/\/www.iotgallop.com\/fr\/different-types-of-rfid-tags\/\">Tout savoir sur les diff\u00e9rents types d'\u00e9tiquettes RFID<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.iotgallop.com\/fr\/a-beginners-guide-what-is-an-nfc-tag\/\" target=\"_blank\">Guide du d\u00e9butant - Qu'est-ce qu'un tag NFC ?<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.iotgallop.com\/fr\/the-reason-why-everyone-love-nfc-wristband\/\" data-type=\"post\" data-id=\"3573\" target=\"_blank\">La raison pour laquelle tout le monde aime les bracelets NFC<\/a><\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>NFC payment is a new form of cashless transaction. The use of NFC (Near Field Communication) technology makes the process more secure and convenient than the traditional one. This is because it eliminates the need to hand over your credit card or debit card details \u2013 you simply tap on a special NFC-enabled device and [&hellip;]<\/p>","protected":false},"author":2,"featured_media":1635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[37],"tags":[],"class_list":["post-1633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tutorials"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/posts\/1633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/comments?post=1633"}],"version-history":[{"count":6,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/posts\/1633\/revisions"}],"predecessor-version":[{"id":3597,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/posts\/1633\/revisions\/3597"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/media\/1635"}],"wp:attachment":[{"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/media?parent=1633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/categories?post=1633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.iotgallop.com\/fr\/wp-json\/wp\/v2\/tags?post=1633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}